Terms of Service
Last updated: February 2026
Welcome to Spendarra. By using our service, you agree to these Terms of Service. Please read them carefully.
Service Description
Spendarra is a personal finance tool that helps you organize your expenses by category and stay on top of your monthly bills. The service is provided as a web application.
Account Responsibilities
When you create an account with Spendarra, you agree to:
- Provide accurate and complete registration information.
- Keep your login credentials secure and confidential.
- Be responsible for all activity that occurs under your account.
- Notify us immediately if you suspect unauthorized access to your account.
Acceptable Use
You agree not to:
- Use the service for any unlawful purpose.
- Attempt to gain unauthorized access to our systems or other users' accounts.
- Interfere with or disrupt the integrity or performance of the service.
- Use automated systems or bots to access the service without permission.
Your Data
You retain full ownership of the financial data you enter into Spendarra. We do not claim any ownership rights over your content. You can export or delete your data at any time. See our Privacy Policy for details on how we handle your data.
Service Availability
Spendarra is provided on an "as-is" and "as-available" basis. We strive to maintain high availability but do not guarantee uninterrupted access. We may temporarily suspend the service for maintenance, updates, or reasons beyond our control.
Not Financial Advice
Spendarra is a personal finance tool, not a financial advisor. The information displayed in the app is based solely on the data you provide. We do not offer financial, investment, tax, or legal advice. You should consult a qualified professional for financial decisions.
Limitation of Liability
To the maximum extent permitted by law, Spendarra and its creators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the service. This includes any errors in financial calculations or data loss.
Account Termination
You may delete your account at any time from your account settings. We reserve the right to suspend or terminate accounts that violate these terms. Upon termination, your data will be deleted in accordance with our Privacy Policy.
Changes to These Terms
We may update these Terms of Service from time to time. If we make significant changes, we will notify you through the app or via email. Your continued use of Spendarra after changes are posted constitutes acceptance of the updated terms.
Contact Us
If you have questions about these Terms of Service, please reach out at contact@spendarra.com.